Standard Deduction 2026
Updated for the 2026 tax year · Last updated June 13, 2026
Single filer
$16,100
2026 · up from $15,000 in 2025
| Limit | 2026 | 2025 |
|---|---|---|
| Single / married filing separately | $16,100 | $15,000 |
| Married filing jointly | $32,200 | $30,000 |
| Head of household | $24,150 | $22,500 |
What changed for 2026
The 2026 standard deduction rose to $16,100 for single filers and $32,200 for joint filers. Most taxpayers take the standard deduction rather than itemizing, so this is the income shielded from federal tax before brackets apply.
How it works
- •You take either the standard deduction or itemized deductions — whichever is larger — not both.
- •Taxpayers 65+ or blind get an additional standard deduction on top of these amounts.
- •The standard deduction reduces taxable income, which is what the 2026 federal brackets are then applied to.
- •These amounts reflect the larger standard deduction made permanent by recent tax law.
Standard Deduction 2026 FAQ
What is the standard deduction for 2026?
For 2026 it is $16,100 for single filers, $32,200 for married filing jointly, and $24,150 for heads of household.
Should I take the standard deduction or itemize?
Take whichever is larger. Most filers use the standard deduction because their itemizable expenses (mortgage interest, SALT, charity) total less than $16,100 single / $32,200 joint.
Is there an extra deduction for seniors?
Yes. Taxpayers who are 65 or older or blind receive an additional standard deduction amount on top of the base figures.
Related 2026 limits
See all calculators and limits on the retirement & tax hub.
Source: IRS Rev. Proc. 2025-32 (2026 inflation adjustments). For informational purposes only, not tax advice.