Minnesota Paycheck Calculator 2026
Updated for the 2026 tax year · Last updated June 11, 2026
Estimated take-home pay in Minnesota
$51,511 / year
$4,293 per month · $1,981 per bi-weekly paycheck · effective tax rate 20.8%
| Breakdown | Annual | Monthly | Bi-weekly |
|---|---|---|---|
| Gross pay | $65,000 | $5,417 | $2,500 |
| Federal income tax | −$5,620 | −$468 | −$216 |
| Social Security (6.2%) | −$4,030 | −$336 | −$155 |
| Medicare (1.45%) | −$943 | −$79 | −$36 |
| Minnesota state income tax | −$2,897 | −$241 | −$111 |
| Take-home pay | $51,511 | $4,293 | $1,981 |
Estimates assume a single filer taking the 2026 federal standard deduction ($16,100), with no pre-tax benefits or additional withholdings. For guidance only — not tax advice.
How your Minnesota paycheck is calculated
- •Minnesota's bottom rate (5.35%) is higher than many states' top rate, and the top rate hits 9.85% above $203,150.
- •The 2026 Minnesota standard deduction is $15,300 — nearly matching the federal amount.
- •A 1% surtax applies to net investment income over $1M (wages unaffected).
- •No Minnesota city levies a local income tax.
Minnesota income tax brackets (2026)
| Taxable income | Rate |
|---|---|
| $0 – $33,310 | 5.3% |
| $33,310 – $109,430 | 6.8% |
| $109,430 – $203,150 | 7.8% |
| $203,150 and up | 9.8% |
Real take-home pay examples in Minnesota
Annual salary $65,000
$51,511 take-home / year
$4,293 per month · effective tax rate 20.8%
Annual salary $85,000
$64,371 take-home / year
$5,364 per month · effective tax rate 24.3%
Minnesota paycheck FAQ
How much is $65,000 after taxes in Minnesota?
For the 2026 tax year, a single filer earning $65,000 in Minnesota takes home about $51,511 per year, or $4,293 per month — an effective tax rate of 20.8%.
What taxes are deducted from a paycheck in Minnesota?
Federal income tax, Social Security (6.2%), Medicare (1.45%), and Minnesota state income tax.
What is the Minnesota state income tax rate for 2026?
Minnesota uses graduated brackets ranging from 5.35% to 9.85% in 2026. The top rate applies to taxable income above $203,150 for single filers.
Are bonuses taxed in Minnesota?
Yes. Bonuses are subject to federal supplemental withholding (typically 22%) plus Minnesota state withholding.
Got a bonus?
Bonuses are taxed differently from regular pay — at a flat federal supplemental rate. See your bonus take-home with the Minnesota bonus tax calculator.
Compare with nearby states
- North Dakota paycheck calculator
- South Dakota paycheck calculator
- Iowa paycheck calculator
- Wisconsin paycheck calculator
See all states on the paycheck calculator hub.
Sources: IRS Rev. Proc. 2025-32 (2026 federal brackets and standard deduction); SSA 2026 fact sheet ($184,500 Social Security wage base); Minnesota Department of Revenue; Tax Foundation, 2026 State Individual Income Tax Rates and Brackets (Feb 2026).