Iowa Paycheck Calculator 2026
Updated for the 2026 tax year · Last updated June 11, 2026
Estimated take-home pay in Iowa
$52,549 / year
$4,379 per month · $2,021 per bi-weekly paycheck · effective tax rate 19.2%
| Breakdown | Annual | Monthly | Bi-weekly |
|---|---|---|---|
| Gross pay | $65,000 | $5,417 | $2,500 |
| Federal income tax | −$5,620 | −$468 | −$216 |
| Social Security (6.2%) | −$4,030 | −$336 | −$155 |
| Medicare (1.45%) | −$943 | −$79 | −$36 |
| Iowa state income tax | −$1,858 | −$155 | −$71 |
| Take-home pay | $52,549 | $4,379 | $2,021 |
Estimates assume a single filer taking the 2026 federal standard deduction ($16,100), with no pre-tax benefits or additional withholdings. For guidance only — not tax advice.
How your Iowa paycheck is calculated
- •Iowa completed its move to a flat 3.8% income tax in 2025 — down from a 8.53% top rate just four years earlier.
- •Iowa conforms to the federal standard deduction ($16,100 single for 2026).
- •Many Iowa school districts levy an income surtax (typically 2%–20% of state tax owed), excluded here.
- •Retirement income is fully exempt from Iowa tax for those 55 and older.
Iowa income tax rate (2026)
Iowa taxes wages at a flat 3.80% — after a $16,100 deduction for single filers, every additional dollar is taxed at the same rate.
| Iowa taxable income (single) | Rate |
|---|---|
| All taxable income | 3.80% |
Real take-home pay examples in Iowa
Annual salary $65,000
$52,549 take-home / year
$4,379 per month · effective tax rate 19.2%
Annual salary $85,000
$66,009 take-home / year
$5,501 per month · effective tax rate 22.3%
Iowa paycheck FAQ
How much is $65,000 after taxes in Iowa?
For the 2026 tax year, a single filer earning $65,000 in Iowa takes home about $52,549 per year, or $4,379 per month — an effective tax rate of 19.2%.
What taxes are deducted from a paycheck in Iowa?
Federal income tax, Social Security (6.2%), Medicare (1.45%), and Iowa state income tax.
What is the Iowa state income tax rate for 2026?
Iowa has a flat 3.80% income tax rate for 2026, applied after a $16,100 deduction for single filers.
Are bonuses taxed in Iowa?
Yes. Bonuses are subject to federal supplemental withholding (typically 22%) plus Iowa state withholding.
Compare with nearby states
- Minnesota paycheck calculator
- Illinois paycheck calculator
- Nebraska paycheck calculator
- Missouri paycheck calculator
See all states on the paycheck calculator hub.
Sources: IRS Rev. Proc. 2025-32 (2026 federal brackets and standard deduction); SSA 2026 fact sheet ($184,500 Social Security wage base); Iowa Department of Revenue; Tax Foundation, 2026 State Individual Income Tax Rates and Brackets (Feb 2026).
Calculator assumptions: School-district income surtaxes are excluded.